SAVINGS RATES* |
|
Dividend
Rate |
Annual %
Rate |
Dividend
Period |
Dividend
Method |
Min. Balance
to earn APY |
Savings Accounts: Primary, Club, Student's First,
Kid's Club |
.60% |
.60% |
Quarterly |
Avg. Daily
Balance |
$50.00 |
.65% |
.65% |
Quarterly |
Avg. Daily
Balance |
$10,000.00 |
.75% |
.75% |
Quarterly |
Avg. Daily
Balance |
$50,000.00 |
|
"Freedom Green" Checking* |
|
|
|
|
|
|
Money Market Account |
2.23% |
2.25% |
Monthly |
Avg. Daily
Balance |
$2,500.00 |
IRA Accounts |
.75% |
.75% |
Quarterly |
Avg. Daily
Balance |
$50.00 |
| * Minimum Balance for Rate to Apply. * Freedom Green Checking subject to certain requirements and a $25,000 maximum. |
CERTIFICATES OF DEPOSIT ($1,000 MIN)* |
|
| |
|
|
|
|
|
6 Month |
3.440%  |
3.500% |
Monthly |
Daily Balance |
90 days |
1 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
90 days |
2 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
180 days |
3 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
180 days |
4 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
180 days |
5 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
180 days |
IRA CERTIFICATES ($500 MIN)* |
|
6 Month |
3.440% |
3.500% |
Monthly |
Daily Balance |
90 days |
1 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
90 days |
2 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
180 days |
3 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
180 days |
4 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
180 days |
5 Years |
3.440% |
3.500% |
Monthly |
Daily Balance |
180 days |
1st Mortgage and Home Refinancing Loan Rates
Loan Amounts $100,000 - $359,650 |
|
Rate |
Points |
APR |
30-Year Fixed |
|
|
6.125% |
0.00 |
6.125% |
15-Year Fixed |
|
|
5.875% |
0.00 |
5.875% |
3/1 Arm |
|
|
5.875% |
0.00 |
5.875% |
7/1 Arm |
|
|
6.0005% |
0.000 |
6.000% |
| |
Listed rates are as of
07/01/2008 and can change without notice. |
Rates are based on a 30-day lock-in period. |
Rates, points, and programs cannot be guaranteed. |
These APR's, rates and programs are based on a loan amount of 100,000. |
|
|
Other rates and programs available. |
|
|
****Your rate is not guaranteed until written confirmation is received from the lender. **** |
|
|
LOAN RATES* |
NEW CARS
72 mo. as low as 5.99% APR*
0.50% Discount Available |
|
0.50% Fuel Efficient Discount Available 2005 or Newer Model
(30 MPG or Better City or Highway)
|
USED CARS
(2003-2007) 72 mo. as low as 5.99% APR*
0.50% Discount Available |
|
VARIABLE RATE HOME EQUITY LOC
Prime Rate + 0.00% > $25,000
15 Years Prime Rate + 1.00% < $25,000 |
FIRST MORTGAGES
Call for current rates.
800-942-1100 |
STOCK/SHARE SECURED
60 MO 6.99% |
Certificate Secured
CD Maturity 2% above CD Yield |
|
Pot O'Gold Savings Loan
9-12 MO 7.1 - 9.9%
Guaranteed to All Members in Good Standing.
|
|
UNSECURED LOANS
36 MO - 12.75%* |
BUSINESS LOANS
5 Years Prime Rate + 1.00%
|
Above Rates For Automatic Repayment - 1/2% Higher For Coupon Repayment.
100% Financing on New & Used Automobile Loans.
Low A.P.R. Simple Interest.
Lowest Rate Quoted - based on credit and Membership history
Rates dependent upon your credit history.
Prime rate is 5.0%, effective 05/01/2008
* Lowest Rate Quoted - based on credit and Membership history
**Longer Terms may Apply
.50% Higher for Coupon Repayments
Rates listed effective 07/01/2008 and can change without notice. |
|
|
| Visa Platinum |
12.9% - with No Annual Fee or Higher Default Rate plus Reward Pts. |
| Platinum Preferred |
9.9% - with No Annual Fee or Higher Default Rate plus Reward Pts. |
First Mortgages |
Call our Mortgage Services Rate Line at (800) 942 -1100 |
* Lowest Rate Quoted - based on credit and Membership history
** Longer term may apply
Prime Rate is 5.00%, effective 05/1/2008
.50% Higher for Coupon Repayments
All rates are effective as of 07/01/2008 and can change without notice |
|
