SAVINGS RATES* |
|
Dividend
Rate |
Annual %
Yield |
Dividend
Period |
Dividend
Method |
Min. Balance
to earn APY |
Savings Accounts: Primary, Club, Student's First,
Kid's Club |
.15% |
.15% |
Quarterly |
Avg. Daily
Balance |
$50.00 |
.25% |
.25% |
Quarterly |
Avg. Daily
Balance |
$10,000.00 |
.35% |
.35% |
Quarterly |
Avg. Daily
Balance |
$50,000.00 |
|
"Freedom Green" Checking* |
|
|
|
|
|
|
 |
Money Market Account |
|
0.499% |
0.50% |
Monthly |
Avg. Daily
Balance |
$2,500.00 |
| |
0.749% |
0.75% |
Monthly |
Avg. Daily
Balance |
$10,000.00 |
0.999% |
1.00% |
Monthly |
Avg. Daily
Balance |
$25,000.00 |
|
IRA Accounts |
.45% |
.45% |
Quarterly |
Avg. Daily
Balance |
$50.00 |
| * Minimum Balance for Rate to Apply. Fees (e.g. low/negative balance, excessive transfers and dormant accounts) may reduce earnings on your savings account. * Freedom Green Checking subject to certain requirements and a $25,000 maximum. |
CERTIFICATES OF DEPOSIT ($1,000 MIN)* |
|
CD Term |
Dividend Rate |
Annual % Yield |
Dividend Period |
Dividend Method |
|
6 Month |
1.250%  |
1.250% |
Monthly |
Daily Balance |
90 days |
1 Years |
1.490% |
1.500% |
Monthly |
Daily Balance |
90 days |
2 Years |
2.080% |
2.100% |
Monthly |
Daily Balance |
180 days |
3 Years |
2.175% |
2.200% |
Monthly |
Daily Balance |
180 days |
4 Years |
2.280% |
2.300% |
Monthly |
Daily Balance |
180 days |
5 Years |
2.370% |
2.400% |
Monthly |
Daily Balance |
180 days |
IRA CERTIFICATES ($500 MIN)* |
|
6 Month |
1.250% |
1.250% |
Monthly |
Daily Balance |
90 days |
1 Years |
1.490% |
1.500% |
Monthly |
Daily Balance |
90 days |
2 Years |
2.080% |
2.100% |
Monthly |
Daily Balance |
180 days |
3 Years |
2.175% |
2.200% |
Monthly |
Daily Balance |
180 days |
4 Years |
2.280% |
2.300% |
Monthly |
Daily Balance |
180 days |
5 Years |
2.370% |
2.400% |
Monthly |
Daily Balance |
180 days |
1st Mortgage and Home Refinancing Loan Rates
Loan Amounts $100,000 - $875,000 (minimum 10% down-payment/equity) |
|
Rate |
Points |
APR |
30-Year Fixed |
0.00 |
Call for Daily Quote* |
15-Year Fixed |
0.00 |
Call for Daily Quote* |
3/1 Arm |
0.00 |
Call for Daily Quote* |
7/1 Arm |
0.00 |
Call for Daily Quote* |
| |
****Your quoted rate is not guaranteed until
written confirmation is received. **** |
A 30-day lock-in period applies to rate offerings. |
Rate offerings based upon credit history, LTV and loan type. |
LOAN RATES* |
NEW CARS
As low as 3.25% APR*
|
|
3.25% APR applies to fuel-efficient models only (30 mpg or Better City or Highway) and is our Lowest Rate quoted based upon credit and Membership history.
|
USED CARS
(2006-2010) As low as 3.25% APR*
|
|
VARIABLE RATE HOME EQUITY LOC
Prime Rate + 0.00% > $25,000
15 Years Prime Rate + 1.00% < $25,000
Floor of 4.0% |
FIRST MORTGAGES
Call for current rates.
(630)383-0122 |
STOCK/SHARE SECURED
60 MO 6.49% |
Certificate Secured
CD Maturity 2% above CD Yield |
|
Pot O'Gold Savings Loan
9-12 MO 7.1 - 9.9%
Guaranteed to All Members in Good Standing.
|
|
UNSECURED LOANS
36 MO - 12.75%* |
BUSINESS LOANS
5 Years Prime Rate + 1.00%
|
Above Rates For Automatic Repayment - 1/2% Higher For Coupon Repayment.
100% Financing on New & Used Automobile Loans.
Low A.P.R. Simple Interest.
Lowest Rate Quoted - based on credit and Membership history
Rates dependent upon your credit history.
Prime rate is 3.25%, effective 12/17/2008
* Lowest Rate Quoted - based on credit and Membership history
**Longer Terms may Apply
.50% Higher for Coupon Repayments
Rates listed effective 12/18/2009 and can change without notice. |
|
|
| Visa Platinum |
12.9% - with No Annual Fee or Higher Default Rate plus Reward Pts. |
| Platinum Preferred |
9.9% - with No Annual Fee or Higher Default Rate plus Reward Pts. |
First Mortgages |
Call our Mortgage Services Rate Line at (800) 942 -1100 |
* Lowest Rate Quoted - based on credit and Membership history
** Longer term may apply
Prime Rate is 3.25%, effective 12/17/2008
.50% Higher for Coupon Repayments
All rates are effective as of 12/18/2009 and can change without notice
Revised 12/17/2009
|
|
