. .
.

SAVINGS RATES*

 

Dividend
Rate

Annual %
Yield

Dividend
Period

Dividend
Method

Min. Balance
to earn APY

Savings Accounts: Primary, Club, Student's First, Kid's Club

.15%

.15%

Quarterly

Avg. Daily
Balance

$50.00

.25%

.25%

Quarterly

Avg. Daily
Balance

$10,000.00

.35%

.35%

Quarterly

Avg. Daily
Balance

$50,000.00

new

"Freedom Green" Checking*

3.95%

4.01%

Monthly

Avg. Daily Balance

$0.00

new Money Market Account

0.499%

0.50%

Monthly

Avg. Daily
Balance

$2,500.00

 

0.749%

0.75%

Monthly

Avg. Daily
Balance

$10,000.00

0.999%

1.00%

Monthly

Avg. Daily
Balance

$25,000.00

IRA Accounts

.45%

.45%

Quarterly

Avg. Daily
Balance

$50.00

* Minimum Balance for Rate to Apply. Fees (e.g. low/negative balance, excessive transfers and dormant accounts) may reduce earnings on your savings account. * Freedom Green Checking subject to certain requirements and a $25,000 maximum.

CERTIFICATES OF DEPOSIT ($1,000 MIN)*

CD Term

Dividend Rate

Annual % Yield

Dividend Period

Dividend Method

Early W/D Penalty

6 Month

1.250% Unchanged

1.250%

Monthly

Daily Balance

90 days

1 Years

1.490%Unchanged

1.500%

Monthly

Daily Balance

90 days

2 Years

2.080%Unchanged

2.100%

Monthly

Daily Balance

180 days

3 Years

2.175%Unchanged

2.200%

Monthly

Daily Balance

180 days

4 Years

2.280%Unchanged

2.300%

Monthly

Daily Balance

180 days

5 Years

2.370%Unchanged

2.400%

Monthly

Daily Balance

180 days

IRA CERTIFICATES ($500 MIN)*

6 Month

1.250%Unchanged

1.250%

Monthly

Daily Balance

90 days

1 Years

1.490%Unchanged

1.500%

Monthly

Daily Balance

90 days

2 Years

2.080%Unchanged

2.100%

Monthly

Daily Balance

180 days

3 Years

2.175%Unchanged

2.200%

Monthly

Daily Balance

180 days

4 Years

2.280%Unchanged

2.300%

Monthly

Daily Balance

180 days

5 Years

2.370%Unchanged

2.400%

Monthly

Daily Balance

180 days


Up Arrow

= UP from previous month

Down Arrow = Down from previous month Unchanged = Unchanged from previous month

1st Mortgage and Home Refinancing Loan Rates
Loan Amounts $100,000 - $875,000 (minimum 10% down-payment/equity)

Rate

Points

APR

30-Year Fixed

0.00

Call for Daily Quote*

15-Year Fixed

0.00

Call for Daily Quote*

3/1 Arm

0.00

Call for Daily Quote*

7/1 Arm

0.00

Call for Daily Quote*

Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
Loan Term:

months
Loan Amount:
$

Monthly Payment:
$
Change the fields above to calculate your payment.

****Your quoted rate is not guaranteed until
written confirmation is received. ****

A 30-day lock-in period applies to rate offerings. Rate offerings based upon credit history, LTV and loan type.

LOAN RATES*

NEW CARS
As low as 3.25% APR*

3.25% APR applies to fuel-efficient models only (30 mpg or Better City or Highway) and is our Lowest Rate quoted based upon credit and Membership history.
USED CARS
(2006-2010)  As low as 3.25% APR*

VARIABLE RATE HOME EQUITY LOC
                  Prime Rate + 0.00% >  $25,000
15 Years   Prime Rate + 1.00% < $25,000
Floor of 4.0%

FIRST MORTGAGES
Call for current rates.
(630)383-0122

STOCK/SHARE SECURED
60 MO   6.49%

Certificate Secured
CD Maturity 2% above CD Yield

Pot O'Gold Savings Loan
9-12 MO 7.1 - 9.9%
Guaranteed to All Members in Good Standing.

UNSECURED LOANS
36 MO - 12.75%*

BUSINESS LOANS
5 Years   Prime Rate + 1.00%

Above Rates For Automatic Repayment - 1/2% Higher For Coupon Repayment.
100% Financing on New & Used Automobile Loans.
Low A.P.R. Simple Interest.
Lowest Rate Quoted - based on credit and Membership history
Rates dependent upon your credit history.
Prime rate is 3.25%, effective 12/17/2008
* Lowest Rate Quoted - based on credit and Membership history
**Longer Terms may Apply
.50% Higher for Coupon Repayments
Rates listed effective 12/18/2009 and can change without notice.

Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
Loan Term:

months
Loan Amount:
$

Monthly Payment:
$
Change the fields above to calculate your payment.
Visa Platinum 12.9% - with No Annual Fee or Higher Default Rate plus Reward Pts.
Platinum Preferred 9.9% - with No Annual Fee or Higher Default Rate plus Reward Pts.

First Mortgages

Call our Mortgage Services Rate Line at (800) 942 -1100

* Lowest Rate Quoted - based on credit and Membership history
** Longer term may apply
Prime Rate is 3.25%, effective 12/17/2008
.50% Higher for Coupon Repayments
All rates are effective as of 12/18/2009 and can change without notice
Revised 12/17/2009


 

Schedule of Fees



 
NCUA