Fast. Easy. Free. Green. Rewarding!
One account for any balance with all the advantages and conveniences you deserve.
- Over 30,000 surcharge-free ATMs & 1,800 shared branches
- Foreign ATM surcharge rebates of (up to $25 per month)
- Online Banking and Bill Pay
- Mobile Banking
- Never a minimum balance
- No monthly maintenance fees, for anything
- Visa Debit Card with Chip Technology
- Write unlimited checks
- Overdraft Protection from Savings
- Free Estatements -- Save the planet – go totally paperless!
- Free Alerts
- Overdraft Privilege – A helpful resource for qualified members that covers your overdrawn checks and provides you with peace of mind (fees apply).
Enjoy a great rate on high yield accounts that pay you back.
Balances up to $25,000 Earn 0.015% APY
- Complete at least 12 Debit/Check Card point-of-sale purchases (transactions must be made without using your personal identification number (PIN) to count toward the minimum of 12 and must post and clear your account as a credit transaction on or before the last day of the calendar month)
- Each calendar month, one direct deposit OR one ACH debit of at least $250. Each calendar month, pay one bill when using South Division Credit Union's free online bill payment system must post and clear your account on or before the last day of the calendar month
- Access Online Banking at least once each calendar month
- Receive estatements (enroll and accept the disclosure)
- Foreign ATM surcharge rebates are reimbursed next month upon receipt of proof of charges
Most Common Questions
Who can take advantage of Freedom Green Rewards Checking?
Anyone can join South Division Credit Union (SDCU) and apply for a Free Rewards Checking account. You can join SDCU at the same time you open your Rewards Checking Account online - in minutes!
Do I have to open an account at a branch location?
Sure, we'd love to meet you! But, you can open and fund your account online in minutes.
What happens if I don't meet the monthly activity requirement?
You will still enjoy free checking with free Online Banking and free Online Bill Payment. You must meet minimum requirements to earn dividends (interest) on balances. Rates subject to change. Retail accounts only. No commercial or institutional funds permitted.
Free Nationwide Checking
An interest bearing checking account that pays up to 0.015% Annual Percentage Yield (APY) on balances up to $25,000! This is one of the highest interest rates you'll find for checking accounts nationwide.
Online Banking Tools
Access & manage all of your account information and details like paying bills, reviewing balances, making transfers, and more. Bank at your own convenience from anywhere at any time with Online Banking.
Get the flexibility and perks that make for a great relationship with us.
Apply for a checking account today! Questions? Call us at 708-857-7070.
* APY = Annual Percentage Yield
** Purchases must clear and be transmitted by the card processor to SDCU to count towards the period in which the purchase(s) was made. Posted transactions may take up to three (3) business days or more to be added to your Rewards counter.
Qualified Members receive Overdraft Privilege, a helpful resource that covers your overdrawn checks and provides you peace of mind you should expect from an attentive credit union (fees apply.)
View the terms and conditions to learn more.