Skip to main content

Having problems?

Call us at 708.857.7070

Platinum Preferred VISA Rewards Card

Earn one bonus point for every dollar spent with this card and redeem those points for gifts, travel, and experience rewards! The SDCU Platinum Preferred VISA credit card includes all these great features, plus you’re rewarded for using it.

Here are more great reasons to apply for this card

  • Our lowest rate card
  • Generous credit limits up to $25,000
  • Automatic enrollment in the CURewards Program where bonus points can be accumulated for a maximum of three years and redeemed for brand-name merchandise and travel
  • No annual fee
  • Automated Fraud Alerts - FREE VISA credit card fraud monitoring
  • No-fee balance transfers from higher-rate credit cards
  • Secure online account review and payment options from the SDCU on-line banking site
  • eStatements available
  • Visa's Zero Liability means you're protected if your card is lost or stolen
  • Auto rental insurance on a 24-hour basis for collision or theft damage automatically covers up to the actual cash value of most rental vehicles
  • Travel accident insurance coverage of up to $1,000,000 at no additional cost when you travel on common air, sea and ground carriers
  • Travel & Emergency Assistance services including medical and legal referrals, emergency ticket replacement and more, available 24 hours a day and every day of the year by calling a toll-free number or calling collect outside the U.S.
  • Warranty Manager doubles manufacturers' warranties and grants you the opportunity to register a warranty, extend warranty protection and purchase extended service agreements

24-hour Member service with live representative; during normal SDCU business hours call 708.857.7070 or after hours call 800.615.1161. For more information or to apply by phone, please call 708.857.7070.

Platinum VISA Rewards Card

The SDCU Platinum Visa credit card offers generous credit limits and a competitive rate with no annual fee. Through SDCU, you'll also receive additional insurance when you rent an automobile or travel with common air, sea and ground carriers.

Here are more great reasons to apply for this card

  • Competitive rates
  • Earn reward points for gifts and travel
  • No annual fee
  • Automated fraud alerts - FREE VISA credit card fraud monitoring
  • No-fee balance transfers from higher-rate credit cards
  • Secure online account review and payment options from the SDCU site
  • eStatements now available.
  • Visa's Zero Liability means you're protected if your card is lost or stolen
  • Auto rental insurance on a 24-hour basis for collision or theft damage automatically covers up to the actual cash value of most rental vehicles
  • Travel accident insurance coverage of up to $1,000,000 at no additional cost when you travel on common air, sea and ground carriers
  • Travel & Emergency Assistance services including medical and legal referrals, emergency ticket replacement and more, available 24 hours a day and every day of the year by calling a toll-free number or calling collect outside the U.S.
  • Warranty Manager doubles manufacturers' warranties and grants you the opportunity to register a warranty, extend warranty protection and purchase extended service agreements

24-hour Member service with live representative; during normal SDCU business hours call 708.857.7070 or after hours call 800.615.1161. For more information or to apply by phone, please call 708.857.7070.

Student Visa

Start them on the road toward financial responsibility but maintain your peace of mind with the SDCU Student Visa credit card. This card starts building good credit scores while teaching students how to budget their finances and manage a line of credit.

  • Available for ages 13 to 21
  • Credit limits stating at $250
  • No annual fee
  • Easily track purchases through student's account statements
  • Secure online account review
  • Visa's Zero Liability means you're protected if your card is lost or stolen
  • Student's name appears on card as "Authorized User"
  • Must be applied for and opened by a parent or legal guardian (other restrictions apply*)
  • Safe alternative to cash
  • 24-hour Member service with live representative; during normal SDCU business hours call 708.857.7070.

About EMV or Chip-enabled Card

Information on EMV Security

Lost or Stolen Card

If you believe your debit or credit card has been lost or stolen, please let us know immediately. During normal business hours please call us at 708.857.7070. Otherwise please use the following information:

Additional Information

Protected Credit Transactions:

SDCU's fraud systems protect against debit transactions done in Iran, Cuba, Burma/Myanmar, Libya, Bulgaria, Romania, Russia, Turkey, Ukraine and other suspect areas.

Add or remove a joint owner

You may apply online or with a representative to add or remove a joint owner. You will be asked for updated personal information such as employment status and income. We will also pull a new credit report. All loan requests are subject to our Loan Review Committee Guidelines.

Add or remove an authorized user

Please contact us for appropriate paperwork to add or to remove an authorized user.

Request a replacement card or close a card

Please call us at 708.857.7070 to request a replacement card or to close a card.

Request a credit limit increase

You may apply online or with a representative for a credit limit increase.

Request a balance transfer

You can email or call us with your transfer request at email@sdcu.org or 708.857.7070.

Application & Disclosures

*APR = Annual percentage rate. This APR will vary with the market based on the Prime Rate. Balance transfers incur interest charges from the transaction date. All loan requests are subject to SDCU's Loan Review Committee guidelines. Contact SDCU or visit your local Service Center for full disclosure information specific to your credit card. Rates and terms subject to change. Contact a South Division Credit Union representative for additional information. Void where prohibited.