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Call us at 708.857.7070

You trust South Division Credit Union with your finances and we value you as a Member. That's why we want to give you quick and easy access to your money, day or night, in a variety of ways to fit your lifestyle.

Branch Service Center Hours and Locations

Stop in at three (3) convenient Chicago-area locations ready to serve you. View our locations.

Shared Branching

Take care of your financial transactions and receive great service at service centers of other credit unions and self-service locations that are part of the South Division Credit Union Service Centers® Shared Branching Network.

Online Banking

Your accounts are accessible online so you can perform a host of financial tasks: Transfer funds between accounts, look at your account balance, make loan payments and download financial information to your personal computer. Make your bill payments easier and paper-free by signing up for SDCU's Bill Payment through the Online Banking portal. It's free to all SDCU Members!

Mobile Banking

When you're on the go, you can access your SDCU accounts from any Internet-enabled cell phone, smart phone or PDA with mobile banking.

Direct Deposit

Save time on pay day by automatically depositing your check into your SDCU account with an easy sign-up process. Provide your employer with SDCU's A.B.A. routing and transit number: 271080956.

ATM Card

Find a convenient CO-OP Network surcharge-free ATM location in the Chicago area or around the US. With nearly 30,000 ATMs, including 9,000 deposit-taking, you can find a CO-OP Network ATM near where you live, work and travel. CO-OP Network ATMs are found in prime locations including 7-Eleven, Walgreens, Publix, Costco and more.

Wire Transfers/ACH Origination

Transfer funds between financial institutions safely and reliably. For more information, please call 708.857.7070

Telephone Teller – 24-Hour Tele Voice

Use any touch-tone phone to conveniently transfer funds, obtain balance information and more by calling 708.857.2903 or 800.392.3704.

Auto Buying Program

Start your next chapter with the confidence of a 12-month/12,000 mile limited powertrain warranty when you purchase a car from Enterprise.

GreenPath™ Financial Wellness

South Division Credit Union provides access to free and confidential financial counseling through GreenPath™. Reach your financial goals with some help from experts. We have proudly partnered with GreenPath™ to help our Members achieve financial wellness. Whether you need help getting out of debt, buying a home, or want to be well equipped with financial education, GreenPath™ is here for you. Sometimes all we need is a little coaching to get on the right path. Visit GreenPath™ now to get started.

GreenPath™ Benefits:

  • Free debt counseling and financial coaching
  • Housing counseling by HUD-approved experts
  • Full-service debt management plans
  • Credit report reviews
  • Financial education tools and workshops

Free Online Courses

GreenPath™ Take free, self-paced courses on a variety of topics through online learning modules provided by.


Learn all about checking accounts — including how to open one, how to manage one, and more.

Learning Lab

Learn about credit reports and scores, the basics of creating a budget, and the process of buying a home.

Love My Credit Union Rewards

Cash in on the BENefits of membership with Love My Credit Union Rewards. Discounts and reward dollars for Sprint, Turbotax, TruStage, and SimpliSafe.

BBB - Better Business Bureau

BBB Accredited Business Profile for South Division Credit Union.

Data Breach Information

Recently, there was a data breach at Equifax that affected over 143 million Americans. We encourage you to monitor your accounts for unlawful charges. Addtional information is available at the FTC's Consumer Information page or at

Also, you are eligible to receive a free credit report each year from the three major credit bureaus. You may request your report at

EMV for Credit/Debit Cards

Shop Securely with EMV

SDCU continues to be committed to our Members' security. That's why we're bringing our Members an additional level of protection by making EMV (also known as chip-enabled cards) available to all of our Members.

EMV uses micro-chip technology to increase VISA Credit and Debit Card security when shopping in-store. Your card will also include the magnetic stripe that it currently has, giving you the ability to use EMV at merchants who support it and the magnetic stripe at all other locations. So you can shop anywhere and everywhere -- with added peace of mind!

Enhanced Security

  • The security EMV technology provides has been used globally for the last decade and is proven to reduce counterfeit fraud.
  • EMV cards provide better fraud protection than traditional cards when used at a chip enabled terminal. They have an embedded microchip that turns cardholder's information into a unique code, making it difficult to duplicate.

Easy and Convenient

EMV technology is available in the U.S. and easy to use! Simply swipe your card and follow the terminal prompts to complete a transaction at a chip terminal.

Please note, not all merchants are currently accepting EMV Debit Cards, it is important you follow the terminal prompts for accurate directions.